How do I get a car insurance quote in Ireland?

Enter your registration and a few details in the Quick Quote on this page and it gives you a quote in under 60 seconds. Where a price is not available straight away, one of our agents reviews your details and calls you back. The full quote then asks about your history and gives the final figure.

Can I get a quote without the car’s registration?

Yes. The Quick Quote has a search by make and model for a car you have not bought yet. The registration is needed to complete the policy. If the car is a Japanese import not yet registered here, our car insurance for Japanese imports page lists what the quote asks.

How long is a quote valid for?

The CCPC says the insurer must tell you how long its quote is valid for; ask when you get it. Premiums change at renewal and prices move, so a quote from months ago is unlikely to stand.

Why did the price change between the Quick Quote and the full quote?

The Quick Quote works from the basics. The full quote asks about claims, penalty points, convictions and driving history, and the figure moves to reflect them. Answer the full quote accurately; under the Consumer Insurance Contracts Act 2019 you must answer honestly and with reasonable care.

Do I need my driver number to get a quote?

Not for the Quick Quote. It is needed for every driver before a policy is issued or renewed; see What to have ready above for where to find it. Have it ready for the full quote.

Can I change my mind after buying?

Yes. You have a 14-day cooling-off period after agreeing to buy. Ask about any charge for the days you were covered before you cancel.

What is the difference between a quote and a policy?

A quote is a price for the cover described, based on what you have told the insurer. A policy exists once you accept and the insurer confirms cover from a start date; the policy document follows. Do not drive until cover is confirmed.

Car insurance quotes in Ireland

The Quick Quote below puts your details to 14 different insurers and gives you a quote in under 60 seconds. It asks for the car’s registration and value, your area, name, date of birth, licence type, no-claims years, mobile number, email, cover start date and Eircode. Where it cannot give a price straight away, one of our agents reviews your details and calls you back with the options. Enter your details below to start.

The Quick Quote is the first figure. The full quote that follows asks the questions an insurer needs answered before it will issue a policy: your driving history, any claims, penalty points or convictions, and the driver number from your licence for you and any named driver.

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Get a car insurance quote from a panel of 14 insurers

What to have ready. Your registration number, or the make and model if you have not bought the car yet; your licence or learner permit, because the Competition and Consumer Protection Commission (CCPC), the State’s consumer watchdog, explains that since 31 March 2025 you must give the driver number for every driver on the policy, found in section 4(d) of a plastic licence or field 5 of a paper one, with a physical copy needed for a non-Irish licence; your latest no-claims bonus letter; and the dates of any claims, points or convictions in the period asked. For an electric car, note whether the battery is owned or leased; our guide to electric car insurance in Ireland explains why it is asked.

Answering honestly. Under the Consumer Insurance Contracts Act 2019 you must answer the insurer’s questions honestly and with reasonable care. The CCPC says that if you fail to disclose relevant details your policy could be cancelled, and that if you are not sure whether something is relevant, you should let the insurer decide.

After you accept. The CCPC says the insurer must issue the policy document within five working days of cover starting and must make clear that you have a 14-day cooling-off period. Read the document in that window and raise anything that does not match the quote.

Why quotes differ, and how to compare them

Citizens Information lists what insurers price on: your experience and licence type, your claims history, where you live, your age, the car’s value, age and engine size, what you use it for, the level of cover and the excess. Different insurers return different prices for the same details.

Compare like with like. The CCPC’s advice is to compare third party, third party fire and theft and comprehensive on what each covers, what is excluded and the excess, and it notes that extras such as windscreen cover, breakdown assistance and no-claims bonus protection vary between insurers. A lower price with a higher excess or fewer extras is a different policy. Our compare car insurance page goes through the checks, and how to choose the right car insurance covers what to look for beyond the price.

To talk a quote through, call 0818 92 92 42, Monday to Friday, 9am to 5.30pm.

Sources: Citizens Information – motor insurance; CCPC – car insurance; Consumer Insurance Contracts Act 2019. Last reviewed September 2026.

Frequently Asked Questions

How do I get a car insurance quote in Ireland?
Enter your registration and a few details in the Quick Quote on this page and it gives you a quote in under 60 seconds. Where a price is not available straight away, one of our agents reviews your details and calls you back. The full quote then asks about your history and gives the final figure.
Can I get a quote without the car’s registration?
Yes. The Quick Quote has a search by make and model for a car you have not bought yet. The registration is needed to complete the policy. If the car is a Japanese import not yet registered here, our car insurance for Japanese imports page lists what the quote asks.
How long is a quote valid for?
The CCPC says the insurer must tell you how long its quote is valid for; ask when you get it. Premiums change at renewal and prices move, so a quote from months ago is unlikely to stand.
Why did the price change between the Quick Quote and the full quote?
The Quick Quote works from the basics. The full quote asks about claims, penalty points, convictions and driving history, and the figure moves to reflect them. Answer the full quote accurately; under the Consumer Insurance Contracts Act 2019 you must answer honestly and with reasonable care.
Do I need my driver number to get a quote?
Not for the Quick Quote. It is needed for every driver before a policy is issued or renewed; see What to have ready above for where to find it. Have it ready for the full quote.
Can I change my mind after buying?
Yes. You have a 14-day cooling-off period after agreeing to buy. Ask about any charge for the days you were covered before you cancel.
What is the difference between a quote and a policy?
A quote is a price for the cover described, based on what you have told the insurer. A policy exists once you accept and the insurer confirms cover from a start date; the policy document follows. Do not drive until cover is confirmed.