Car insurance in Ireland with a foreign driving licence

Car insurance in Ireland with a foreign driving licence

Yes, you can get car insurance in Ireland on a foreign driving licence, and which licence you hold is the first thing an insurer asks. An EU or EEA licence is valid here for as long as it is in date. A licence from a recognised state, which includes the UK, Australia, Japan, South Africa, New Zealand and seven Canadian provinces, can be exchanged for an Irish licence and needs to be once you are living here. Any other licence, together with an international driving permit, lets you drive as a visitor for up to 12 months; if you stay longer, you go through the Irish licensing process.

A foreign licence is a non-standard case for our team: an instant online price is not always available and one of our agents may need to check which insurers will quote. GMIB.ie compares quotes from 14 different insurers, and where the form cannot give a price straight away, one of our agents reviews your details and calls you back with the options.

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Which foreign licences are valid in Ireland, and for how long

EU or EEA licence. You can drive in Ireland on it for as long as it is valid. You can exchange it for an Irish licence if you want to, within 10 years of its expiry, but you do not have to.

Recognised state. The National Driver Licence Service (NDLS) keeps the list, which currently includes the UK and Northern Ireland, Australia, Japan, South Africa, South Korea, New Zealand, Switzerland, Taiwan, Georgia, Moldova, Gibraltar, Jersey, Guernsey, the Isle of Man and seven Canadian provinces. You can drive on one of these licences for up to a year as a visitor. Once you are normally resident here, meaning you live in Ireland for at least 185 days in a calendar year, you exchange it for an Irish licence. Not every licence category can be exchanged, and you must apply within a year of the licence expiring.

UK licence. Visiting from the UK, you drive on your UK licence. If you live in Ireland you can no longer drive on it and must exchange it for an Irish one.

Any other country. You can drive for up to 12 months as a visitor on your national licence together with an international driving permit. If you plan to stay longer than 12 months you need an Irish licence, which means the driver theory test, a learner permit and the driving test. The Road Safety Authority’s (RSA) reduced Essential Driver Training applies to you: six lessons instead of twelve and no six-month wait before the test, provided you held your licence for at least two years before your learner permit was issued, it has not expired by more than six months, you live in Ireland and you hold an Irish learner permit. Foreign learner permits are not valid in Ireland and cannot be exchanged.

Ukrainian licence. Recognised for the duration of temporary protection and cannot be exchanged. See our page on car insurance for drivers with Ukrainian licences.

What insurers ask, and driving here in a UK-registered car

A motor proposal will typically ask which licence you hold and where it was issued, how long you have held it, and about your driving history. If you have a no-claims letter from a previous insurer abroad, have it ready; each insurer decides how it treats driving history from outside Ireland. Returning to Ireland after years away? Our guide to getting insured when you come home covers proving a no-claims bonus.

If you are visiting in a car registered and insured in the UK, you have not needed a Green Card since 2 August 2021. The cover you have in Ireland comes from your UK policy, so check with your UK insurer what applies beyond the legal minimum. GMIB.ie insures cars registered in Ireland.

Driving history from outside Ireland. Some of the insurers GMIB.ie works with recognise no-claims history earned abroad. You will need proof from your previous insurer, translated into English where it is not already, and the history has to be verified before it can be used: some insurers do that themselves, in other cases our agents do it. Acceptance varies by insurer, so tell us about your history when we call back and we will say what can be used on your quote.

If you are new to driving altogether, our first-time drivers page explains how a first policy works. GMIB.ie is rated 4.6 out of 5 on Trustpilot and regulated by the Central Bank of Ireland. To talk it through first, call 0818 92 92 42, Monday to Friday, 9am to 5.30pm.

Sources: Citizens Information – foreign driving licences in Ireland; NDLS – exchanging a foreign driving licence; RSA – reduced EDT; Motor Insurers’ Bureau of Ireland (MIBI) – Green Cards. Last reviewed September 2026.

Frequently Asked Questions

  • Can I get car insurance in Ireland with a foreign driving licence?

    Yes. A valid EU, EEA, recognised-state or visitor-period licence can be insured. It is a non-standard case for our team, so an instant price is not always available. GMIB.ie compares quotes from 14 different insurers, and where the form cannot give a price straight away, one of our agents reviews your details and calls you back.

  • Which insurer covers foreign licence holders in Ireland?

    There is no single answer. Which of the 14 insurers we compare will quote depends on the licence, where it was issued, how long you have held it and your driving history. Enter your licence type in the quote form and, where a price is not available straight away, one of our agents checks which insurers will quote and calls you back.

  • Is my EU driving licence valid in Ireland?

    Yes, for as long as it is in date. Licences issued by EU member states and by Norway, Iceland and Liechtenstein are valid for driving in Ireland. You can exchange one for an Irish licence if you wish, but there is no requirement to.

  • Do I have to exchange my UK licence?

    If you live in Ireland, yes: you can no longer drive here on a UK licence and must exchange it for an Irish one through the NDLS. If you are only visiting from the UK, you drive on your UK licence.

  • My licence is from a country Ireland does not recognise. Can I drive and get insured?

    You can drive for up to 12 months as a visitor on your national licence, together with an international driving permit, and you can apply for insurance on that licence. If you stay longer than 12 months you need an Irish licence, starting with the theory test and a learner permit. Once you hold an Irish learner permit, that is the licence you are insured on.

  • Does my UK car insurance cover me in Ireland?

    UK-registered vehicles have not needed a Green Card to drive in Ireland since 2 August 2021. What your policy covers in Ireland is set by your UK insurer, so ask them what applies beyond the legal minimum before you travel. GMIB.ie insures cars registered in Ireland.

  • Does my driving experience abroad count towards a no-claims bonus?

    Some of the insurers GMIB.ie works with recognise no-claims history earned abroad. You will need proof from your previous insurer, translated into English where it is not already, and it has to be verified before it can be used; some insurers do that themselves, in other cases our agents do it. Acceptance varies by insurer, so tell us about your history when we call back and we will say what can be used on your quote.

  • Do I need an international driving permit?

    An international driving permit is a translation of your own licence, not a licence in itself. If your licence is from outside the EU, EEA and the recognised states, you need one alongside the national licence for the 12-month visitor period. Citizens Information explains how to get one.

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