Can I drive someone else's car in Ireland?
The short answer is that you are only insured to drive someone else’s car if cover applies...
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What the van insurance quote asks
Getting a van insurance quote is straightforward. Our Quick Quote asks for your van's registration (or make and model), estimated value, area, name, date of birth, licence type, no-claims bonus, mobile number, email address, cover start date and Eircode.
To provide a full quote, we'll also need details about how the van is used, who will be driving it and any modifications such as racking, shelving, tow bars or signwriting. You'll also need to provide the driver number from each driver's Irish driving licence or learner permit.
It's important that all information provided is accurate and complete. The details you declare, particularly how the van is used, can affect both the cover available and the premium quoted. Incorrect or incomplete information could affect your policy or any future claim.
The Consumer Insurance Contracts Act 2019 requires answers that are honest and given with reasonable care; the Competition and Consumer Protection Commission’s (CCPC) warning is that undisclosed details can lead to the policy being cancelled and make later cover hard to find.
Why van quotes differ, and what to have ready
Citizens Information lists the factors insurers consider: your experience and licence type, your claims history, where you live, your age, the vehicle’s value, age and engine size, what it is used for, the level of cover and the excess. Get quotes from a number of different companies; one quote tells you less than a set of them.
Compare the same use class, the same level of cover, the same drivers and the same excess on every quote; our van insurance comparison page goes through the checks, and van insurance covers what the policy needs to include. Have ready the registration, your licence and no-claims letter, and a clear answer on what the van is used for. To go through it, call 0818 92 92 42, Monday to Friday, 9am to 5.30pm.
Sources: Citizens Information – motor insurance; Consumer Insurance Contracts Act 2019; CCPC – car insurance. Last reviewed September 2026.
