In-the-market-for-home-insurance-Keep-these-5-things-in-mind

In the market for home insurance? Keep these 5 things in mind

For most of us our home is our most valuable asset and it’s also where we keep our most prized possessions. Taking out adequate home insurance is essential if you want to safeguard you and your family from the potentially devastating effects that can result from damage to your home.

The process can be a little tricky, however, so here’s some advice to help you get your head around it.

1. What do you want to cover?

Go through your home’s contents and decide what’s really important to you. Some items will be of sentimental value and basically irreplaceable but other things like laptops and electronics are expensive and, in the event of an accident, can be replaced. Make a detailed list of these belongings and estimate their value.

Some items will be easy to appraise but others, such as old jewellery, furniture or art, may require professional evaluation.

2. Shop around

Prices can vary greatly from company to company so be sure to get quotes from multiple providers. At GMIB.ie we do all the hard work for you. Simply get a Quick Quote online and we’ll find the best deals on the market to suit your specific needs.

3. Value

It can be difficult to know if you’re truly getting value for money with your home insurance. It might seem like a big expense but think about it this way: how much would it cost to rebuild your home and replace its contents? It’s also important to choose the policy that’s right for you, not just the cheapest option available. Our dedicated staff can guide you through this process.

4. Know your policy

Teeming with terms and conditions and technical language, insurance policies can be tricky to get your head around. Nevertheless, it’s vital that you’re familiar with the ins and outs of your particular agreement so you know when and how you’re covered. Be sure to ask about crucial details like excesses, exclusions and extras. Again, we’re here to help. Don’t hesitate to get in touch with any queries.

5. New purchases

When you do take out a policy, it’s important to take new purchases into account and get them covered when it’s time to renew. Forgetting to do so could leave you short if the unthinkable happens.

So there you have it. Home insurance in a nutshell. Take the first step towards protecting your home and its contents by getting a Quick Quote today!

All the best,

The team at GMIB.ie