Curious about builders insurance? Here's what you need to know

You don’t need to be a builder to get builders insurance! Builders insurance is a broad term which applies to many trades within the construction industry. So whether you’re a carpenter or a stonecutter, a tiler or a bricklayer (or something in between) you might want to think about investing in builders insurance. Here are some examples of different types of cover:

Public Liability Insurance
Public liability will cover you if a Third Party (i.e. not an employee) is injured or suffers damages to their property during the course of your business.

Employers Liability Insurance
If your business has any employees, even if they’re part-time workers, trainees/apprentices or sub-contractors, this kind of policy will protect you from any liability arising in the course of their employment.

Products Liability Insurance 
This will protect you from any liabilities from a Third Party which may result from the use of any products or materials which you sell or supply in the course of your business.

Tools Plant and Equipment
Tools and equipment could be among your most expensive assets so it makes sense to safeguard them as best you can. Getting them insured against loss or damage whilst on-site can do just that.

Contractors All Risks Insurance

Depending on your requirements this can be a one-time or an annual policy and it can include many types of cover, e.g. public and employers liability, damage to property, own plant, hired plant and employee's tools.

To find out more about these and other types of cover get in touch with us today. We’ll do everything we can to fill you in and help you take care of your livelihood. At GMIB we do all the hard work by comparing over twenty insurers to get the best deal on the market, leaving you with more time to concentrate on your business.

Best wishes,

The Team at GMIB.ie

Don’t forget you can get a Quick Quote on your car, van or home insurance at GMIB.ie in just 60 seconds. It’s that easy!